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Since budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that areimportant to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

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It is extremely important to learn how to handle money! If you don't know how to manage money you will struggle through out life trying to keep a roof over your head and food on your plate. The way you mange your money effects your hole lifestyle.