Which statement accurately describes Martin Luther?
Choose ALL answers that are correct.

(A) the pope who needed money to rebuild St. Peter's Basilica and urged officials to sell indulgences.

(B) a critic of some of the Church's practices who thought people should read the Bible for themselves.

(C) the German monk whose "Ninety-Five Theses" started the Protestant Reformation.

(D) a French scholar who spread Protestant ideas to the Netherlands, Scotland, and central Europe.