Answer:
Highly Protected Risk (HPR) Property refers to properties that are considered to have exceptionally low risk of loss due to their superior construction, location, and protection measures.
Explanation:
Highly Protected Risk (HPR) Property is basically about buildings or properties that are considered really safe from things like fires or natural disasters. These places are built really well, have good fire safety systems, and are usually located in safe areas. Because they're so safe, insurance companies might offer them cheaper insurance because they're less likely to have problems.
