Read the passage.

Young adults in this country are in a credit crisis. It is too easy for them to get credit cards, and companies make having a card look like fun. Students sign up for credit cards to get free T-shirts. Instead, the credit card companies should be focusing on the responsibilities that come with having credit and the problems that can occur when the bill is not paid on time.
What is a cause of the credit crisis?

1Credit card companies should focus on creating responsible users.
2Credit card companies give away free T-shirts.
3Young adults do not know they should pay their bills on time.
4It is too easy for young adults to get credit cards.

According to the passage, the main cause of the credit crisis is it is too easy for young adults to get credit cards. Therefore, (4) is the correct option.

What are credit cards?

Credit cards are the cards that are provided by financial institutions such as banks to their customers to borrow a specified amount of money for a short duration of time.

The loan which is provided by the bank has to be repaid within a certain limit of time. The young generation who is getting credit cards easily is unable to understand the responsibility of holding a credit card.

Therefore, (4) is the correct option.

To know more about credit cards, visit the link below:

https://brainly.com/question/14716152

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