Answer
One is not required to wear a helmet while operating a motorcycle if he/she can show proof that they are covered by an insurance policy that provides at least $ 10000 in medical benefits.
Explanation
An individual is permitted to not wear a helmet only when the biker has the coverage of insurance policy delivering medical benefits of $10000 or more (depending upon the varying amounts set up different states) in the USA.
Further Explanation
It is however important to note that riders below the age of 21 are exempted to avail such benefit and they have to wear helmet. This is important to ensure their safety while driving as they are inexperienced riders.
The medical insurance for the bike rider who wishes to pursue bike riding without helmet starts with $10,000 and varies differently in different states as per their laws. The law has been made in such a manner to encourage the bike riders to wear a helmet while riding so that they are safe and secure at road.
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Keywords
Laws for driving without helmet, driving without helmet, minimum amount of insurance for riders without helmet, road safety.
