One can respond to a friend as 'I know this is a tough time and I am so sorry I am unable to help'.
Keep it short and sweet: "I know this is a difficult moment, and I'm sorry I'm unable to help. Of course, it gets trickier if the person asking is someone you really care about, advised politely declining if you don't have the extra cash or just don't want to.
Inform your friend or relative firmly that you are unable to lend them money when you speak to them. 'I'd love to help, but I'm just not in a position to lend you the money right now,' for instance. Your friend or family won't have much room to argue with this because it is brief and to the point.
To learn more about friends refer to:
https://brainly.com/question/8223105
#SPJ4
