Maria and Marisa are fixing up their basement. They need access to cash, so they visit their bank where they are pre-approved for $55,000. They can write checks for up to this amount, and they will repay this loan by making payments over time that include the amount borrowed and finance charges. Which type of credit are Maria and Marisa using? O A. a bank line of credit OB. an installment sales credit O C. an installment cash credit OD. a single lump-sum credit​