Answer:
Jumping to conclusions
Explanation:
In psychology, jumping to conclusions is a form of distortion in cognitive understanding. It occurs when a person creates predetermined opinion or conclusion or negative assumption though it may not be a fact all the time about someone's speech or writing. Margaret, in this case, has jumped to conclusions by assuming that the speaker is not likely to enlighten with something interesting or ethical. Such situation occurs when the listeners, like Margaret, have prior experience of listening to a particular person, or his presentation style.