A financial planner suggested that $A be deposited into an account earning B% compounded monthly for C years before withdrawals are initiated. What is the size of the end-of-quarter withdrawals?
a) $A (1 + B/400)4C$
b) $A (1 + B/100)4C$
c) $A (1 + B/1200)4C$
d) $A (1 + B/200)4C$