as you write your business plan, you include a section about financing the start-up costs. you have limited personal savings and do not want to ask family or friends for loans. therefore, you expect to rely solely on bank loans for your expenses. which of the following statements are true? check all that apply. banks may require that you personally guarantee a loan. expecting to obtain loans, without any alternative plans, may prevent you from opening the business. new businesses often have difficulty obtaining bank loans. a bank officer who approves a loan to your business will not assume a management role in the company. your plan to borrow start-up funds is the best and most realistic business strategy.